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Contracting Life

Common Mistakes Made by New Contractors

Becoming a contractor after being in permanent, full-time employment can be a daunting step to take, so the last thing…

Contractor Guides

Do UK contractors need to hold public liability insurance?

If you are new to contracting, you’re probably still trying to fathom which insurances you actually need and which are…

IR35

Should you work under a Statement of Work?

It’s likely that, as a contractor, you’ve not heard of a Statement of Work (SoW) before and there’s not really…

A contractor thinking about IR35
Contractor Guides

The cost of (not having) contractor insurance

Contractor insurance can seem like a right headache to sort out. Let’s face it, it’s not exactly a glamorous expense.…

Contracting Life

Brand Identity: The Basics

Your brand is the single most important investment you can make in your business? Steve Forbes, editor of Forbes business…

Contracting Life

How to avoid and deal with late payments

It’s one of the horrors of being a contractor: you do the work, submit your invoice, wait the required period…

Contractor Guides

A Contractor`s Guide to Public Liability Insurance

Whether you’re a career contractor or you’ve just dipped your toe in the world of professional freelancing, you’ll have likely…

Contracting Life

Five mistakes every freelancer makes and how to avoid them

Whether you are new to freelancing or you’re a long-term independent professional, it’s fair to say that we all experience…

Stressed looking Asian man at laptop surrounded by paperwork
IR35

Yet another IR35 defeat for HMRC

Contractor Stuart Barnes (former professional rugby player and now rugby commentator) wins his IR35 case against HMRC. Mr Barnes was…

Contractor Guides

Why buy a policy with Kingsbridge?

Sorting out business insurance at the top of your to-do list? You may still be undecided on who to go…

Contractor Guides

Public liability for contractors: what is it?

Public liability insurance is one of the key insurances that most contractors have under their belt, so this probably isn’t the first…

Contractor Guides

Do I still need public liability if I`m working from home?

With the work-from-home rule still being in effect, that’s exactly where most contractors are working from right now. It’s still…

Contractor Guides

What is employers` liability?

One of the contractor insurances we get asked about a lot is employers’ liability (often referred to as EL) because, to be…

Contracting Life

EU settled status for contractors and freelancers: Why it still matters

When the UK first began proceedings to leave the European Union, EU settled status was talked about a lot in…

IR35

Why is it important to remain IR35 compliant?

With Rishi Sunak now appointed as PM, and Jeremy Hunt as Chancellor, they will no doubt continue their program of…

Contracting Life

Can I claim sick pay as a self-employed contractor?

Having to take time off work sick is naturally concerning for contractors, especially in the midst of the cost of…

Contractor tries to type with one hand whilst suffering with a broken arm
Contracting Life

Do I need personal accident cover as a self-employed contractor?

Personal accident cover isn’t often considered when contractors think about what business insurances they need. After all, that research is…

Contracting Life

Local business groups: getting involved

Contracting and freelancing can be a lonely game. It can feel like you’re in a bit of a bubble, isolated…

Contractor Guides

The differences between freelancers and contractors

Categorising yourself correctly can help you in many ways, from appearing in the search engines for relevant search terms to…

Contractor Guides

10 tips for setting up your limited company as a contractor

If you’ve decided to take the leap into contracting, congratulations! It’s a big, exciting step and you’re probably buzzing with…

Contracting Life

How to manage your day effectively when working from home

Government restrictions to curb the spread of COVID-19 have been tightening up again recently as cases rise and, as a result, many of…

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IR35

IR35 Reform Repeal: Your Questions Answered

The IR35 reform repeal has caused quite a stir, and if you’re sitting there wondering what exactly it means for…

One yellow umbrella amongst black umbrellas
Contracting Life

Umbrella companies: Dos and don’ts to stay compliant in 2022

Earlier this year, Kingsbridge conducted our IR35: One Year On survey. The results revealed that a surprising 12% of contractors…

Houses of Parliament
News

IR35 off payroll reform has been repealed

In news that will be welcomed by businesses and contractors alike, this morning’s mini-budget from Chancellor Kwasi Kwarteng included the…

Contracting Life

What is a professional negligence claim for the self-employed?

No matter what type of contractor you are, no matter what industry you belong in, when you strip things down…

Asian woman at a laptop surrounded by mechanical elements
Contracting Life

Do I need contractor insurance when working overseas as an engineer?

One of the joys of being an engineering contractor is that you’re not tied to working in one location –…

IR35

How to get involved in your IR35 status process

Earlier this year, Kingsbridge undertook a survey of contractors, recruiters and end clients to examine the contracting landscape one year…

Contractor Guides

What insurance do I need as an oil and gas contractor?

As an oil and gas contractor, you work in a fairly unique industry and much of it is high risk.…

Man at a laptop looking concerned
IR35

Off-payroll rules and the hidden tax risk to contractors

The introduction of the off-payroll rules in 2017 for the public sector and 2021 for the private sector, shifted the…

Contracting Life

What to review if you have been contracting for more than 10 years

Many contractors have been helming their limited companies for more than 10 years now – no mean feat when we…

Contracting Life

A contractor`s checklist for returning to work

For many contractors, this means that you too will be looking to return to work as clients re-open their workplaces.…

Contractor's guide for self-assessment tax return
Contractor Guides

A Contractor`s Guide To Self-Assessment Tax Returns

As if you weren’t excited enough about Christmas, every freelancer and contractor’s favourite time of year is fast approaching too?…

Female contractor working with laptop and mobile phone
Contracting Life

7 tips to market yourself as a self-employed contractor

When you’re a self-employed contractor, a big unpaid part of your job is to market yourself. You need to make…

London skyline showing some of the key buildings in the banking district
Contracting Life

5 things to consider as a self-employed contractor in London

No matter where you are in the UK, there is always a lot to consider as a self-employed contractor to…

Asian woman at a laptop surrounded by mechanical elements
Contracting Life

Do I need public liability insurance as an engineering contractor?

Back in February, we wrote a guide for engineering students and early-career engineers considering a career move into self-employment. In…

Magnifying glass on a computer keyboard
IR35

What to look for in an IR35 status tool in 2022

We’re now more than a month into the new tax year, and more than a month since the ‘soft-landing’ to…

A woman sits at a laptop making notes
IR35

Contractors’ questions about the IR35 reform

Recently, Kingsbridge’s IR35 experts Ryan Dawson and Matt Tyler hosted the ‘IR35 – One Year On’ webinar to mark a…

Construction worker works on a laptop surrounded by architects building plans and tools
Contracting Life

The top 10 blogs for self-employed construction contractors

As a construction contractor, you know how important it is to keep up with current news in the sector so…

Man signing a contractor for insurance
Contracting Life

I’m new to contracting, do I need directors’ and officers’ cover?

For brand new contractors, the world of business insurance can, quite frankly, be a bit overwhelming. As an employee, insurance…

Two people discuss a contract
IR35

How to appeal an SDS decision on your IR35 status

In Kingsbridge’s recent contractor survey, an enormous 90% of contractors that had appealed an IR35 status, told us that they…

Female filmmaker in the media industry
Contracting Life

What insurance do contractors need working in the media industry?

The media and creative industry is huge, spanning so many different contractor and freelancer roles. You might be a social…

Eco-friendly
Contracting Life

How to become a more eco-friendly contractor

Friday 22nd April, is Earth Day. Held annually on the same date since 1970, Earth Day marks the birth of…

News

We’ve relaunched our price promise: We will beat any like for like quote*

We’ve recently relaunched our Kingsbridge Price Promise which means we will beat any like for like quote*. This is because…

Contractor Guides

8 tips for contractors on closing down your limited company

There are several reasons why, as a contractor, you might decide to close down your limited company. It could be…

IR35

IR35 in 2022: what every contractor needs to know

IR35, officially referred to as the “off-payroll working” rules have been making life more complicated for contractors, recruiters and their…

IR35

IR35 soft landing is nearly over: what should contractors do?

In recent months, two reports into the implementation of the IR35 tax reforms have been released: IFF HMRC Research Report…

Contracting Life

How to look after your mental health as a contractor

Two years on from the start of the coronavirus pandemic, we’re only just starting to really process the impact it…

Black man signing a document
IR35

The importance of renewing your IR35 insurance policy

IR35 insurance and Legal Expenses has become a regular part of business insurance for many contractors since the introduction of…

IR35

IR35: What does HMRC mean by a disguised employee?

If you’re new to contracting, or have been taking a bit of a break, you may not be up to…

News

Spring statement 2022: the key stories for contractors

On Wednesday 23rd March, Rishi Sunak, the Chancellor of the Exchequer, delivered the Spring statement 2022. This will be followed…