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Close-up of dates on a green calendar, representing article discussing claims made vs claims occurring in business insurance
Contractor Guides 26 May 2026

Simplifying insurance: what is claims made vs claims occurring

When you’re choosing insurance, you’ll often come across two terms: claims made and claims occurring. They both refer to the…

Calendar with date circled, representing guide on what a retroactive date is in professional indemnity insurance
Contractor Guides

Professional indemnity insurance: what’s a retroactive date

Whether you’ve just taken out a professional indemnity policy or you’re shopping for new business insurance, chances are you’ve come…

HMRC Making Tax Digital campaign asset, representing article disucssing the upcoming changes for sole traders April 2026
Contractor Guides

A ‘Making Tax Digital’ wake-up call for sole traders

The way Britain pays tax is entering its biggest modernisation in a generation, with Making Tax Digital (MTD) for Income…

HMRC Self Assessment tax return letter for 2025 tax year sent to UK taxpayer with UTR and NINO
Contractor Guides

Online Self Assessment tax return deadline: what to know for 2026 (and beyond)

If you’re required to file a Self Assessment tax return for the 2024/25 tax year, the deadline to submit it…

Contractor Guides

What is the difference between a sole trader and a limited company?

One of the big questions for any contractor when they first set up as self-employed is whether you should operate as a…

Image of trip hazard sign, representing article explaining employers' liability insurance requirements and who is exempt
Contractor Guides

Employers’ liability requirements and who’s exempt

Employer’s liability insurance isn’t just a box to tick – it’s a legal safeguard that protects businesses and their employees,…

Image of person tripping over loose cable, representing article discussing the difference between public liability vs product liability
Contractor Guides

Public liability vs products liability: what’s the difference

Delving into the world of business insurance can seem like a whirlwind, and that’s before you come across public liability…

Image of a graphic designer drawing on a tablet, representing an article on what business insurance for graphic designers is and what it covers
Contractor Guides

Business insurance for graphic designers: What it covers and why it matters

Insurance for graphic designers is often questioned – why do they need insurance? What are they even covering? One Reddit…

Image of two people discussing a document, representing an business insurance glossary article explaining common insurance terms
Contractor Guides

Decoding business insurance: common insurance terms explained

Insurance jargon can be like trying to understand another language sometimes. There’s probably plenty of common insurance terms you’ve come…

Image of worker at office desk contemplating a document, representing new business insurance checklist and what insurance you need to start a business
Contractor Guides

New business checklist: what insurance you need

Starting a business is exciting – but it also comes with risks. Whatever your business, insurance can help protect you…