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Featured Articles

Contractor Guides 26 Feb 2026

Professional indemnity insurance: what’s a retroactive date

Whether you’ve just taken out a professional indemnity policy or you’re shopping for new business insurance, chances are you’ve come…
Katie Collins-Jones

by Katie Collins-Jones

Contractor Guides

Employers’ liability requirements and who’s exempt

Employer’s liability insurance isn’t just a box to tick – it’s a legal safeguard that protects businesses and their employees,…
Katie Collins-Jones

by Katie Collins-Jones

Contracting Life

Jury service for self-employed: getting cover for loss of earnings

Jury duty if you’re self-employed can be the last thing you need. If you’re a freelancer or contractor and a…
Katie Collins-Jones

by Katie Collins-Jones

Partner News 30 Mar 2026

What JSL will mean for you: Five lessons from our expert panel

Earlier this month Kingsbridge brought together a panel of industry experts to discuss the implications of the government’s new JSL…
Kingsbridge

by Kingsbridge

Partner News

Employment Rights Act 2025 ‘brings world of work into 21st century’

Big changes to the world of work have been on the horizon for a while and the Royal Assent of…
Katie Collins-Jones

by Katie Collins-Jones

Trades 31 Mar 2026

What insurance does a tradesman need?

Insurance sounds like a good idea, but how do you know what insurance you need as a tradesman? No two…
Katie Collins-Jones

by Katie Collins-Jones

Trades 20 May 2026

Tool theft stories: tradespeople going beyond locks to keep tools safe

As tool theft continues to dominate headlines and social feeds, many tradespeople are no longer relying on standard security –…
Katie Collins-Jones

by Katie Collins-Jones

Trades 17 Mar 2026

What is contract works insurance?

However big or small your construction project is, contract works insurance could be a lifesaver if something happens. When you’re…
Katie Collins-Jones

by Katie Collins-Jones

    Latest articles

    IR35

    The IR35 reforms are here! What now?

    After being delayed by a year due to the ongoing coronavirus pandemic, on the 6th April 2021 the off-payroll legislation reform came into effect for the private sector. Despite murmurs of…
    IR35

    How likely is it that you will have a tribunal?

    With the private sector IR35 reforms now only a week away, the question on many contractors’ minds is whether it…
    IR35

    Disputes and Concerns: Ask Andy Answers

    It’s a matter of days now until the reformed IR35 legislation comes into effect, so we have a bumper crop…
    IR35

    What is the loan charge and how is it affecting contractors?

    The loan charge is a piece of legislation that was introduced by HMRC back in 2019, as a means to claim back…
    IR35

    Financial risk and exemptions: Ask Andy Answers

    With around two weeks to go until the private sector off-payroll rules come into force, your questions for Andy Vessey,…
    Contractor working on a laptop
    IR35

    How to build an impenetrable IR35 defence

    Read on below for a guest post from Mindful Contract Solutions A great contract is an invaluable asset for an…
    IR35

    Can contractors do anything to avoid a blanket determination?

    Despite the fact that end clients are supposed to demonstrate due diligence when issuing Status Determination Statuses (SDS), we’re still…
    IR35

    Substition and moving abroad: Ask Andy Answers

    Not long to go now until the private sector IR35 reforms come into effect on 6th April, and your questions for Andy…
    IR35

    Self assessment and delays to IR35: Ask Andy Answers

    With less than a month to go before the date of the IR35 private sector reforms, Andy Vessey, Kingsbridge’s Head…
    IR35

    Residency, tax efficiency, and contract terms: Ask Andy Answers

    We blinked and now it’s March, which means the IR35 reforms are now but a month away. So, without further…
    IR35

    How Kaye Adams won IR35 status appeal against HMRC

    In yet another round of TV personalities vs the taxman, Loose Women star Kaye Adams beat HMRC this week in an appeal over…
    IR35

    I’m an energy sector contractor, should I be worried about IR35?

    The IR35 reforms are due to come into force on 6th April 2021 and, on the whole, energy sector contractors are…
    IR35

    Role changes and contract extensions: Ask Andy Answers

    With 6th April 2021 approaching fast, we’re receiving lots of questions for Kingsbridge’s Head of Tax, Andy Vessey, to answer using his…
    IR35

    5 simple tips for how contractors can prepare for IR35

    There are around seven weeks to go until the private sector IR35 reforms are implemented, so contractors really are in the…
    IR35

    IR35: What`s happened so far?

    With the off-payroll reforms to the private sector only 2 months away, we thought now would be a good time to look back over the history of IR35, which first came into…
    IR35

    End Client Edition: Ask Andy Answers

    As you may have noticed if you are regular reader of Ask Andy, all of the questions so far have come…
    IR35

    HMRC’s CEST Tool is failing 1 in 5 cases – What can contractors do?

    It’s been reported by the tax watchdog that HMRC’s own CEST Tool for checking IR35 status has been failing to provide a…
    IR35

    Offshore work and umbrella companies: Ask Andy Answers

    It’s your weekly reminder that 6th April 2021 and the IR35 private sector reforms are very nearly here. And by ‘very…
    IR35

    Client control and equipment use: Ask Andy Answers

    Ever wonder if paying for your own equipment as a contractor is an indicator of IR35 status? Or perhaps you’ve…
    IR35

    Status Determinations and Public Sector work: Ask Andy Answers

    With the private sector IR35 reforms only two months away (and with little chance of being delayed again), Kingsbridge’s Head of Tax,…
    IR35

    Will IR35 be the end of contracting?

    IR35 is very nearly here. For real, this time. With the coronavirus vaccination programme rolling out through the UK, it’s…
    IR35

    How IR35 could affect the UK contracting economy

    Once the dust settles and we (hopefully) come out of the third national lockdown, the main focus on the UK contracting economy will once…
    IR35

    Case Study: When will HMRC ride in tandem with the rest of us?

    In the recent case of Mr Chris Townsend v Bikeworks CIC, Chris Townsend, a qualified cycle instructor, claimed he was unfairly dismissed by Bikeworks, a social…
    IR35

    Complicated working environments: Ask Andy Answers

    While Andy Vessey was taking a well-earned break over Christmas, Kingsbridge’s other resident IR35 expert, Matt Tyler, was standing in. Normally, our Ask Andy questions…
    How to check your IR35 status
    IR35

    How to check your IR35 status

    As we take tentative steps into 2021, many contractors are focusing their energy on coronavirus and getting through the UK’s…
    IR35

    Disputing determinations and larger end clients: Ask Andy Answers

    It seems like only last month we heard the Chancellor delay the IR35 reforms for another year, but that was…
    IR35

    The Kingsbridge Status Tool vs. CEST: Ask Andy Answers

    Andy Vessey, Kingsbridge’s Head of Tax, has been working with IR35 legislation for more than two decades, successfully defending hundreds…
    IR35

    Right of substitution: Ask Andy Answers

    As we hurtle towards 2021, the IR35 reforms suddenly seem an awful lot closer. If you’re in the midst of…
    IR35

    Eamonn Holmes vs HMRC on IR35: What’s happened so far?

    The IR35 case around Eamonn Holmes started way back in 2018, and it doesn’t look set to end any time…
    IR35

    Contract clauses: Ask Andy Answers

    This week one of your questions for Head of Tax, Andy Vessey, acts as a sort of case study on what…
    IR35

    CEST and Right of Substitution: Ask Andy Answers

    Do you have a burning question around the upcoming private sector IR35 reforms? Has CEST got you baffled? Don’t know…
    IR35

    I’m an IT contractor. How can I get ready for the IR35 reform?

    Unless you’ve been living in an underwater cave with no WiFi for the last few months, you’ve probably heard that the private…
    IR35

    IR35? What if I’m found inside?

    One of the biggest worries contractors have about the IR35 reform scheduled for April 2021 is what happens if an end client completes…
    IR35

    Compliant Contracts and Working Hours: Ask Andy Answers

    Are you wondering whether remaining with a client long-term might bring a HMRC investigation to your door? Maybe you’re concerned…
    IR35

    Smaller Companies and Day Rates: Ask Andy Answers

    Kingsbridge’s Head of Tax, Andy Vessey, has been hard at work answering your IR35-related questions and we have something of…
    IR35

    Multiple Clients and Blanket Determinations: Ask Andy Answers

    Ever wondered if changing your company status will help avoid the IR35 reforms? Or perhaps you’re wondering if it’s beneficial…
    IR35

    Overseas contracts and being inside IR35: Ask Andy Answers

    With just over five months until the launch of the IR35 private sector reforms, many contractors, recruiters and businesses have…
    IR35

    Brexit, PSC Contracts and IR35 Delays: Ask Andy Answers

    With the 2021 IR35 reforms edging ever closer, now is the time to get yourself prepared, whether you’re a contractor,…
    IR35

    End client contracts, non-UK agencies & clauses to check: Ask Andy Answers

    If you have an IR35 question burning a hole in your head (and who doesn’t?) then now is the perfect…
    IR35

    How to show your IR35 status

    As you must know by now – and if you don’t then you really, really need to read this blog – the…
    IR35

    Will IR35 be delayed again?

    Right now, everyone we speak to – be it contractor, recruiter or end client – has one hopeful question on…
    IR35

    Cornerstone IR35 cases: Jensal Software

    With the IR35 reforms only six months away, contractors, recruiters and end clients are busy preparing for the change in responsibility…
    IR35

    How to get your end client on-side with the IR35 reform

    The journey to the IR35 reforms has been anything but dull and this past year has been something of a…
    IR35

    IR35 and the energy sector

    We’re sure most of you know by now that the IR35 legislative reforms (originally due for April 2020) are set…
    IR35

    Kingsbridge host IR35 webinar to get you ready for the reform, ft. James Poyser

    We’re hosting another IR35 webinar on Tuesday 8th September to help you prepare for the off-payroll reform due to be implemented in 2021. On the panel…
    IR35

    IR35: How likely am I to be investigated by HMRC?

    It’s probably understating things to say that there’s a lot going on right now, and we certainly don’t want to…
    IR35

    How to show you have the right to substitution as a contractor

    With the IR35 reforms here, now is the time for you to look at your contracts and working practices to…
    IR35

    What is the financial impact of being inside IR35?

    If the global COVID-19 pandemic hadn’t happened, the IR35 reform would have been three-months old by now, and and getting to…
    Contractor working at a desk on a laptop in a modern office.
    IR35

    IR35 private sector reform set to go ahead in April 2021 following MP vote against delay

    The private sector IR35 reform has been cemented to go ahead in April 2021 after MPs voted against another delay to…
    IR35

    Why mutuality of obligation (MOO) shouldn’t be underestimated in an IR35 tribunal

    Helen Fospero was the second limited company contractor in under a week to win an IR35 appeal in 2019, following…
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