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Contractor Guides 26 Feb 2026

Professional indemnity insurance: what’s a retroactive date

Whether you’ve just taken out a professional indemnity policy or you’re shopping for new business insurance, chances are you’ve come…
Katie Collins-Jones

by Katie Collins-Jones

Contractor Guides

Employers’ liability requirements and who’s exempt

Employer’s liability insurance isn’t just a box to tick – it’s a legal safeguard that protects businesses and their employees,…
Katie Collins-Jones

by Katie Collins-Jones

Contracting Life

Jury service for self-employed: getting cover for loss of earnings

Jury duty if you’re self-employed can be the last thing you need. If you’re a freelancer or contractor and a…
Katie Collins-Jones

by Katie Collins-Jones

Partner News 30 Mar 2026

What JSL will mean for you: Five lessons from our expert panel

Earlier this month Kingsbridge brought together a panel of industry experts to discuss the implications of the government’s new JSL…
Kingsbridge

by Kingsbridge

Partner News

Employment Rights Act 2025 ‘brings world of work into 21st century’

Big changes to the world of work have been on the horizon for a while and the Royal Assent of…
Katie Collins-Jones

by Katie Collins-Jones

Trades 31 Mar 2026

What insurance does a tradesman need?

Insurance sounds like a good idea, but how do you know what insurance you need as a tradesman? No two…
Katie Collins-Jones

by Katie Collins-Jones

Trades 20 May 2026

Tool theft stories: tradespeople going beyond locks to keep tools safe

As tool theft continues to dominate headlines and social feeds, many tradespeople are no longer relying on standard security –…
Katie Collins-Jones

by Katie Collins-Jones

Trades 17 Mar 2026

What is contract works insurance?

However big or small your construction project is, contract works insurance could be a lifesaver if something happens. When you’re…
Katie Collins-Jones

by Katie Collins-Jones

    Latest articles

    Contracting Life 25 Jun 2026

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    Image of calendar date with "Jury Duty" handwritten inside, representing article discussing jury duty and impact of loss of earnings on the self-employed
    Contracting Life

    Jury service for self-employed: getting cover for loss of earnings

    Jury duty if you’re self-employed can be the last thing you need. If you’re a freelancer or contractor and a…
    Image of laptop keyboard with floating login screen graphic, representing article on key findings from 2025 cyber security reports
    Contracting Life

    Cyber security reports 2025: why businesses should prioritise staying safe online

    It’s no secret that online security is a huge factor for businesses big and small. Cyber attacks are becoming more…
    Freelancer mother smiling at laptop while child hugs her from behind in home kitchen, representing work-life balance and family time
    Contracting Life

    Getting more family time as a contractor or freelancer

    One of the biggest reasons people go self-employed is the promise of flexibility. The ability to choose your own hours…
    Stressed looking Asian man at laptop surrounded by paperwork
    Contracting Life

    How the NIS2 Directive impacts your business and the role of cyber insurance

    The NIS2 Directive is legislation which aims to achieve a high common level of cyber security across the European Union.…
    Contracting Life

    How to avoid January self-assessment stress

    January is well and truly upon us. Most of us have completed our first full week back in work and…
    Contracting Life

    Contractor, sole trader or employee: what`s the difference?

    Taking the decision to go self-employed can be a difficult one. After all, there are so many variables that you…
    Contracting Life

    5 Essential Skills Every Contractor Should Have

    Don’t panic if you don’t have all of the skills below yet. These are just a few of the many…
    Contracting Life

    11 productivity hacks every freelancer should know

    When you start working for yourself you can start to feel overwhelmed when it comes to managing your productivity throughout…
    Contracting Life

    7 reasons to quit your job and become a freelancer

    Are you thinking about a job change? It might be slightly better pay, but will you feel truly satisfied? If…
    Two male workers wearing high visibility vests in front of a wind farm
    Contracting Life

    Is becoming an energy contractor a good move?

    If you’re working in the energy sector but getting tired of working for someone else, you might be starting to…
    IT contractor in a computer server room
    Contracting Life

    What insurance do I need as an IT contractor?

    With IT contractors in serious demand, there’s never been a better time for IT professionals to be self-employed. Although there…
    Person writing a response to HMRC's IR35 compliance check letters, with documents on the table.
    Contracting Life

    A Contractor’s Business Guide to Retiring

    Many of us dream of a relaxing retirement one day, but when you’re self-employed as a contractor it might not…
    Contracting Life

    Common Mistakes Made by New Contractors

    Becoming a contractor after being in permanent, full-time employment can be a daunting step to take, so the last thing…
    Contracting Life

    Brand Identity: The Basics

    Your brand is the single most important investment you can make in your business? Steve Forbes, editor of Forbes business…
    Contracting Life

    How to avoid and deal with late payments

    It’s one of the horrors of being a contractor: you do the work, submit your invoice, wait the required period…
    Contracting Life

    Five mistakes every freelancer makes and how to avoid them

    Whether you are new to freelancing or you’re a long-term independent professional, it’s fair to say that we all experience…
    Contracting Life

    EU settled status for contractors and freelancers: Why it still matters

    When the UK first began proceedings to leave the European Union, EU settled status was talked about a lot in…
    Contracting Life

    Can I claim sick pay as a self-employed contractor?

    Having to take time off work sick is naturally concerning for contractors, especially in the midst of the cost of…
    Contractor tries to type with one hand whilst suffering with a broken arm
    Contracting Life

    Do I need personal accident cover as a self-employed contractor?

    Personal accident cover isn’t often considered when contractors think about what business insurances they need. After all, that research is…
    Contracting Life

    Local business groups: getting involved

    Contracting and freelancing can be a lonely game. It can feel like you’re in a bit of a bubble, isolated…
    Contracting Life

    How to manage your day effectively when working from home

    Government restrictions to curb the spread of COVID-19 have been tightening up again recently as cases rise and, as a result, many of…
    One yellow umbrella amongst black umbrellas
    Contracting Life

    Umbrella companies: Dos and don’ts to stay compliant in 2022

    Earlier this year, Kingsbridge conducted our IR35: One Year On survey. The results revealed that a surprising 12% of contractors…
    Contracting Life

    What is a professional negligence claim for the self-employed?

    No matter what type of contractor you are, no matter what industry you belong in, when you strip things down…
    Asian woman at a laptop surrounded by mechanical elements
    Contracting Life

    Do I need contractor insurance when working overseas as an engineer?

    One of the joys of being an engineering contractor is that you’re not tied to working in one location –…
    Contracting Life

    What to review if you have been contracting for more than 10 years

    Many contractors have been helming their limited companies for more than 10 years now – no mean feat when we…
    Contracting Life

    A contractor`s checklist for returning to work

    For many contractors, this means that you too will be looking to return to work as clients re-open their workplaces.…
    Female contractor working with laptop and mobile phone
    Contracting Life

    7 tips to market yourself as a self-employed contractor

    When you’re a self-employed contractor, a big unpaid part of your job is to market yourself. You need to make…
    London skyline showing some of the key buildings in the banking district
    Contracting Life

    5 things to consider as a self-employed contractor in London

    No matter where you are in the UK, there is always a lot to consider as a self-employed contractor to…
    Asian woman at a laptop surrounded by mechanical elements
    Contracting Life

    Do I need public liability insurance as an engineering contractor?

    Back in February, we wrote a guide for engineering students and early-career engineers considering a career move into self-employment. In…
    Construction worker works on a laptop surrounded by architects building plans and tools
    Contracting Life

    The top 10 blogs for self-employed construction contractors

    As a construction contractor, you know how important it is to keep up with current news in the sector so…
    Man signing a contractor for insurance
    Contracting Life

    I’m new to contracting, do I need directors’ and officers’ cover?

    For brand new contractors, the world of business insurance can, quite frankly, be a bit overwhelming. As an employee, insurance…
    Female filmmaker in the media industry
    Contracting Life

    What insurance do contractors need working in the media industry?

    The media and creative industry is huge, spanning so many different contractor and freelancer roles. You might be a social…
    Eco-friendly
    Contracting Life

    How to become a more eco-friendly contractor

    Friday 22nd April, is Earth Day. Held annually on the same date since 1970, Earth Day marks the birth of…
    Contracting Life

    How to look after your mental health as a contractor

    Two years on from the start of the coronavirus pandemic, we’re only just starting to really process the impact it…
    Contracting Life

    The best website builders for self-employed contractors

    In a world dominated by digital, having your own website is becoming essential for contractors. It’s a great way for…
    Contracting Life

    Do I need qualifications to be a self-employed contractor?

    One of the banes of being an employee is seeing an advert for a job that you know you could…
    Contracting Life

    What can I donate to charity via my limited company?

    With the cost of living rising and the news rife with stories of vulnerable people struggling to get by, those…
    Contracting Life

    What are the key 2022 tax year dates for the self-employed?

    Now that we’re firmly planted in 2022, it’s a good time to start getting finances in order and, like it…
    Contracting Life

    How to close down your limited company for Christmas

    Let’s be honest, one of the best perks of being self-employed is not having to be answerable to anyone over…
    Contracting Life

    The best blogs for limited company contractors to read

    Being a contractor, it’s important to have a lot of resources at your disposal. Whether that’s news that’s relevant to…
    Contracting Life

    The 10 best refer-a-friend offers for contractors

    It’s a truth universally acknowledged that when you get a great deal on a product or service, you just have to tell…
    Contracting Life

    Contractor news round-up: July 2021

    If we’re being honest, gathering up this month’s top news was a little harder than normal. Not because it was…
    Contracting Life

    Do IT contractors need insurance?

    According to ContractorUK, demand for IT contractors skyrocketed earlier this year to a 32-month high, thanks to businesses requiring IT solutions…
    Contracting Life

    How contractors can recognise a phishing scam

    It was reported last year that scams were on the rise during lockdown, going up by a massive 66%. This has shown…
    Contracting Life

    How contractors can win back old clients

    Now lockdown is over and restrictions are gradually easing, more and more contractors are finding that work is beginning to…
    Contracting Life

    I`m a contractor: What about my student loan?

    This article is for information purposes only and should not be seen as financial advice. You should always consult with…
    Contracting Life

    What can I do if my client isn’t paying my invoice?

    There is little more irritating to the self-employed than a client being late to pay an invoice or, well, just…
    Contracting Life

    The best podcasts for freelancers

    A few weeks ago, we took a look at the 7 blogs every freelancer should be reading. And while we still…
    Contracting Life

    Uber loses contractor workers’ rights appeal

    On Friday 19th February, it was reported that Uber lost its contractor workers’ rights appeal to the Supreme Court. After initially losing employment tribunals and the Court of Appeal, Uber appealed to…
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